Private lending software for hard money and bridge lenders.
Loan origination, draw management, servicing, and investor reporting in one platform — built around the way private and hard-money capital actually moves, not retrofitted from a community-bank LOS.
For private lenders, hard-money shops, bridge funds, and family offices running portfolios from the low millions through the low nine figures. Built for the way you actually underwrite — by deal, by sponsor, by collateral — not by a forms-driven workflow that assumes a salaried W-2 borrower.
The work the existing stack quietly hands back to you.
These are the five patterns we hear most often on the first call. If two or more of them feel familiar, the conversation is worth having.
- 01
Origination is run from a spreadsheet plus a folder of PDFs — every loan looks slightly different and every renewal is a half-day of reconstruction.
- 02
Draw requests are scattered across email threads; nobody has a single view of committed vs. funded vs. available on a construction loan.
- 03
Payoffs are calculated by hand against per-diem interest; an arithmetic slip becomes a write-off.
- 04
Investor statements are assembled in Excel each quarter, with a different format than the GL.
- 05
Compliance — Reg B, UDAAP, state lender-licensing — is a quarterly fire drill instead of a baked-in workflow.
Capabilities, shaped for private lending.
Origination & decisioning
Application intake, sponsor & collateral records, decisioning workflow with audit trail, term-sheet to clear-to-close in one pipeline.
Draw schedules & construction loans
Commitment / funded / available tracked at the line-item level. Draw requests, inspections, and disbursements with documents attached to each event.
Daily accrual & per-diem
Interest accrued daily on every loan. Per-diem payoffs computed against the exact close date — no Excel arithmetic, no human errors.
Borrower portal
Borrowers and sponsors self-serve statements, payments, and document uploads. Reduces inbound calls without losing the audit trail.
Investor & participant reporting
Distributions, allocations, and quarterly statements per investor or participant — generated on demand, tied to the same ledger as the GL.
Servicing & collections
Auto-flagged delinquency, configurable grace periods, collection notes, and demand-letter workflow — all on the loan record, not a side tool.
Collateral, appraisal, insurance
UCCs, appraisals, hazard / flood / lender-placed insurance tracked per asset with renewal alerts before they lapse.
Compliance & licensing
State-by-state licensing limits, Reg B / UDAAP-aligned decisioning records, and audit-ready document retention with timestamps on every change.
Accounting & GL integration
Double-entry bookkeeping wired to loan events. QuickBooks / Xero / NetSuite-ready exports — every figure traces back to a loan transaction.
Outcomes operators measure on day 90.
What private lending ask on the first call.
Vertical-specific questions — not generic studio FAQs. If yours isn’t answered below, the honest move is to ask us on a call.
Yes. Each loan can carry a budget with line items, committed and funded amounts tracked per line, draw requests and inspections attached to specific draws, and a clear view of available-to-fund at any point in the project.
Yes. Each loan can be participated across one or more sources with allocations recorded at origination and adjusted at payoff. Investor statements roll up automatically from the loan-level data.
License records are tracked per state with limits the platform enforces at origination — e.g. a Texas-only licensee cannot inadvertently fund a loan on Oklahoma collateral. Audit trail on every override.
Most private-lender engagements run 10–14 weeks from discovery to first loans live. We start by migrating your existing portfolio (CSV or direct database export), then your team works real loans on the new platform in week 3 with our team on-call.
Single-tenant deployment on AWS — your own database, your own storage bucket, your own identity pool. You can audit who accessed what and walk away with your data on a Tuesday if you ever choose to.
Talk to us about private lending.
Thirty minutes, no slides. We will map your actual workflow against what we build, and tell you honestly whether the engagement makes sense — or whether an off-the-shelf vendor is a better fit.
- First call is free — 30 minutes, no pressure.
- Fixed scopes with line-item pricing. No surprises.
- Single-tenant deployment in your AWS account, or ours under a managed-services agreement.
- Month-to-month support retainers. Always.